Old Age Security Benefits Estimator

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This estimator is a work in progress

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Use this estimator to find out how much money you could get from Old Age Security benefits. Please note that this is an estimator and not an application for benefits.

What you'll need

You can enter your current information, or future information for planning purposes. Your answers should match what you expect them to be when you start to receive your benefit.

The estimator will ask you questions about your:

  • age
  • net income
  • legal status
  • residence history
  • marital status
  • spouse or common-law partner, if applicable

It will take about 5 to 10 minutes to complete.

Old Age Security benefits

Old Age Security pension

A taxable benefit available to those 65 and older

Learn more about the Old Age Security pension

Guaranteed Income Supplement

A non-taxable benefit available to those who receive the Old Age Security pension, are aged 65 and older, have a low income, and are living in Canada

Learn more about the Guaranteed Income Supplement

Allowance

A non-taxable benefit available to low-income individuals aged 60 to 64, who are living in Canada, and whose spouse or common-law partner receives the Guaranteed Income Supplement

Learn more about the Allowance

Allowance for the Survivor

A non-taxable benefit available to low-income individuals aged 60 to 64, who are living in Canada, and whose spouse or common-law partner has passed away

Learn more about the Allowance for the Survivor

About the results

Old Age Security benefit rates are updated quarterly to reflect changes to the cost of living. If planning for the future, amounts may be higher due to inflation.

The results are not financial advice and are subject to change. For a more accurate assessment of your estimated benefits amount, please contact Service Canada.

This estimator does not include the Canada Pension Plan retirement pension.

Learn more about the Canada Pension Plan

Privacy

We protect your information under the Privacy Act. The estimator does not collect information that can identify you. Your anonymous results may be used for research purposes.

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