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Old Age Security Benefits Estimator

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This estimator is a work in progress

You can help improve it by giving your feedback.

Use this estimator to find out how much money you could get from Old Age Security benefits. Please note that this is an estimator and not an application for benefits.

What you'll need

You can enter your current information, or future information for planning purposes. Your answers should match what you expect them to be when you start to receive your benefit.

The estimator will ask you questions about your:

  • age
  • net income
  • legal status
  • residence history
  • marital status
  • spouse or common-law partner, if applicable

It will take about 5 to 10 minutes to complete.

Old Age Security benefits

Old Age Security pension

A taxable benefit available to those 65 and older

Guaranteed Income Supplement

A non-taxable benefit available to those who receive the Old Age Security pension, are aged 65 and older, have a low income, and are living in Canada

Allowance

A non-taxable benefit available to low-income individuals aged 60 to 64, who are living in Canada, and whose spouse or common-law partner receives the Guaranteed Income Supplement

Allowance for the Survivor

A non-taxable benefit available to low-income individuals aged 60 to 64, who are living in Canada, and whose spouse or common-law partner has passed away

About the results

Old Age Security benefit rates are updated quarterly to reflect changes to the cost of living. If planning for the future, amounts may be higher due to inflation.

This estimator does not include the Canada Pension Plan retirement pension.

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